What An MBA Can Do For Your Career

Business school applicants in the United States expect a salary in six-figure territory upon completion of their degrees, according to QS TopMBA.com, a leading business school events organizer. These expectations are, surprisingly, not unrealistic. Though MBA salaries have plateaued in the last five years, graduates from the top programs worldwide earned between $90,000 and $115,000 per year in 2012, according to a report by Business Week.

An MBA can make all the difference in whether you get a promotion, raise or hired for a new position. The decision to attend B-school can be a difficult one, especially if you’re already working and have a family. The following will help guide you through this potential life-changing endeavor:

What Graduates Have To Say

A 2012 GMAC/Alumni Perspectives Survey asked professionals who earned their MBA’s from 2000 to 2011 various questions as to how their degrees affected their careers and lives in general. A vast majority, 93 percent, said it was personally rewarding to earn an MBA, and 86 percent said they earned a promotion faster than expected or right when they expected because of it. Those feelings of self-worth and accomplishment actor into career success and cannot be underestimated. The Journal of Personality and Social Psychology suggested in a 2012 study that confidence is the key to climbing the corporate ladder, not talent or even education. Most MBA programs span two or three years and will test a student in more ways than they ever imagined (especially if they work and study simultaneously). B-school graduates can hold their heads high, which will be noticed not only by your co-workers, but also the executives who ultimately have the power to hire and/or promote you.

The Most Up-To-Date Technology

There is something to be said for the 30-year-old team lead who has loyally worked 10 years for the firm. Work experience is invaluable, but few companies will keep their employees up-to-date on the ever-changing technological landscape of the global market. MBA programs are valuable because of their interdisciplinary approaches, specifically as they pertain to technology. The curriculum for an Alliant Master of Business Administration, for instance, includes courses like Technology and System Trends, along with Management in the New Age. MBA programs also provide instruction in cross-cultural management, which is especially for companies with outfits in multiple countries.


You can never know enough people in the corporate world, and B-school will only expose you to more contacts. ABC News found that 80 percent of jobs in 2012 were landed through some type of networking. This includes casual acquaintances you “know” from LinkedIn, and former undergraduate classmates of yours who told you about an opening at their company. Earning an MBA means making connections with your classmates and professors. It takes only one of them to help you land a new job or become a vital new business contact for your current position.

The return on investment with an MBA, at least in the United States, speaks for itself when you consider median and average wages of graduates. But the decision ultimately lies with you and your situation.

Follow These 4 Steps to Become a Travel Writer

The exquisite loneliness of a busy train station, the joy of eating a foreign dish as the crowds slip past the cafe window, the excitement of being immersed in a totally different culture: Little compares to the adventure and excitement of traveling. You may even want to turn it into a career, but short of pulling pints in an expat pub, there is little way to fund your life abroad besides travel writing.

Unfortunately, the market is fierce. Lonely Planet alone receives nearly 500 applications each year from eager writers who want to fill their guides with off-the-beaten-path information, but only eight lucky travellers are awarded positions each year. The numbers are daunting, but with the right spirit, you can be a travel writer—just follow these four steps:


Stephen King said is best: “If you don’t have time to read, you don’t have the time (or the tools) to write. Simple as that.”

Pick up the classics. Read about Washington Irving’s strolls around the Alhambra palace. Look at contemporaries like Bill Bryson and Frances Mayes, and check out the blogs of the world’s newest, freshest voices. Fox Nomad’s blog will take you from China to Northern Iraq, and he will teach you how to keep your technology working along the journey. The Planet D will amaze you with its stunning photographs and compelling copy.

Get to Know the Industry

Get to know the travel guide industry as well. While Frommers or Fodors is perfect for the more conventional traveler, Lonely Planet is essential for the traveler who wants to explore the hidden gems of their destination. Let’s Go, on the other hand, is ideal for college students. While researching, don’t forget to check out blogs and online travel magazines to see if they accept guest posts as well.

Get on the Road

Many aspiring travel writers let their dreams escape by making excuses. They can’t afford airfare or don’t have the time to travel. Unfortunately, you cannot wait until a you have a book contract in hand. You have to hit the road now.

Travel doesn’t have to be expensive. Find the cheapest airline ticket you can, grab a few changes of clothes, sublet your apartment, protect your credit cards with a service like LifeLock, make a copy of your passport and other essential documents, and get going. If you can’t leave now, at least start writing now. Jenny of WhereIsJenny.com is currently blogging from China, but she made a pretty big splash in the travel blogging community back when she was still packing her bags. Even if you are just taking a trip to the town up the road, write about it. Your staycation could be someone’s next vacation.


To be a writer, you do not need a publisher or even a paycheck. To be a writer, you write. Take notes on everything that you see and do, and while you’re at it, be sure to include a few quotes from the locals. According to the Guardian, quotes bring a piece alive, and a few well selected words from a local just may explain things better than you can.

Break Into the Medical Field in Less Than a Year

As the baby boomer generation ages, the demand for medical professionals increases dramatically. Careers in the field range from administrative positions and pharmacy techs to medical assistants and billing specialists, and some of these are expected to see up to 31 percent growth by 2020, according to the Bureau of Labor Statistics (BLS).

With such a large variety of jobs becoming available in the medical administration and health care fields, there are few different educational paths to take to get to a solid, stable career. If you’re looking for direction and lean toward the medical field, there are post-graduation programs that take less than a year to complete. This specialty education can put your resume on top of the stack.

Medical Assistant

The BLS projects the job outlook for medical assistants to grow much faster than the average of all occupations by 2020. In fact, they expect to see 31 percent job growth here. Demand stems from more routine administrative duties enabling physicians to take on more patients. There is a wide array of opportunity in this field; physicians, chiropractors and other health care practitioners are in search of knowledgeable and qualified people with a passion for the health industry and a drive to become educated and grow in the profession. There are several programs to help you stand out, but often the best training comes on the job. Entry level pay is around $28,800 a year.

Medical Billing

Medical records management is no small task. Developing a solid skill set of terminology and diagnostic/procedural coding in the medical billing field properly prepares you for the responsibilities of this position. The expected growth of this job is 21 percent by 2020, according to the BLS. Study medical coding and billing at pennfoster.edu and you’ll be able to process and maintain medical records, retrieve and transport records, communicate with insurance companies and discuss these matters face-to-face with patients. Programs in this field offer a thorough understanding of anatomy and insight into regulations that govern the practice of medicine. A certificate program will help you land a job and real-world experience could increase your entry-level salary in physician offices, outpatient care facilities, insurance companies, specialty practices and government agencies. Certification can happen online and in five months. Entry level pay is around $32,200 a year.

Pharmacy Technician

Five months is all it takes to learn to be a pharmacy tech. The expected growth of this in-demand profession is 32 percent by 2020, reports BLS. Many states require pharmacy techs to pass a state board examination, so a certification program is essential for success. Once you pass the boards, you will be able to work directly with licensed pharmacists dispensing prescription medication. Training will assist you with medical terminology, management of patient records and insurance needs of customers. Recent grads can find jobs in pharmacies in hospitals, grocery stores and drug stores. Entry level pay is around $28,400 a year.

Image by Flickr user Free Grunge Textures – www.freestock.ca

So, You Want to Be a Lawyer? Here’s What You Need to Know

For many people heading into or just getting out of law school, the current economy creates questions about the future of this legal profession. The entry of students into law school is largely determined by supply and demand. There are few controls at the university level to govern the number of entering students. At the same time the number of enrolling students is dropping, new career paths are opening up for lawyers.


The Outlook for Lawyers

There will be a 10 percent increase in the need for lawyers through 2020, the U.S. Department of Labor’s Bureau of Labor Statistics reports. This is in line with the average for other post-graduate professions outside of healthcare, which is nearly double that expected increase.

The average education required is seven years after high school to obtain a Juris Doctor (J.D.) degree. Most lawyers continue to be employed in private practices, but there are openings in many different areas in both the public and private sector. Law school does not prepare students to work in any specific areas, so it’s up to the student to pursue additional education and internships to get into any of the special areas of law.

What You Can Do as a Lawyer

Law school admissions have decreased steadily over the past three years. There was a 13.4 percent decrease between 2012 and 2013. The need for lawyers in private practice largely determines this demand, so a decrease in admissions can mean more openings in some of the specialty positions.

Once out of law school, your career can take a number of paths. For example, the current CEO of Ernst & Young, Mark Weinberger, was appointed as assistant secretary of the U.S. Treasury for Tax Policy because of his work as a lawyer with the tax code. His role was to explain the complicated tax process to Congress.

Some of the many opportunities as a lawyer include the following positions:

  • Government counsels: This role is normally found in government agencies. They interpret and write regulations and laws. They also create the procedures to enforce those laws. They may write legal reviews of decisions made by other government agencies. They can also argue criminal and civil cases for various government interests.
  • Corporate counsels: These lawyers work for corporations. They will be involved in interpreting laws for executives and making recommendations regarding business activities. The corporate attorney may also work with patents, contracts, taxes, union agreements and government regulations.
  • Legal aid lawyers: Legal aid lawyers typically work in areas where a private attorney is unavailable or not affordable. This can include work for non-profit organizations, companies that work with disadvantaged people, immigration organizations, and civil liberty organizations. These lawyers will deal with rent and lease issues, job discrimination, wage issues and immigration rights.
  • Environmental lawyers: These lawyers may work for the government, environmental interest groups and certain waste management and recycling companies. They interpret the various environment regulations for their organizations to make sure they are in compliance. They may also be involved in writing new environmental laws or updates to existing regulations.
  • Intellectual property lawyers- In this digital age where records are more often kept electronically, these lawyers are experiencing an increased demand. Their role is to protect the rights of a company to the patents, trademarks and various creative works, such as music and books it may produce.

Supporting Roles and the Lawyer

The need for supporting roles, such as paralegals and legal assistants, are increasing twice as quickly as lawyers. This may be an indication of more responsibility moving from the lawyer to lower-paid support personnel. The upside is that with more support, lawyers will have more time to spend on the specialties in demand, such as environmental law and intellectual property.

Are you considering a career in law? Share your thoughts in the comments.

Law School’s Shaky Future

Law students and medical students have long felt competitive with each other—and maybe a little jealous. Both law and medical schools, though, were traditionally seen as safe paths to financially rewarding futures.

That may no longer be the case. While medical school enrollment and the need for doctors continues to rise, the opposite is true for law schools and the demand for lawyers. In 2010, with the recession in full swing and law school enrollment hitting a 10-year high, the percentage of law school graduates who were able to find work hit its lowest point since 1996.

wooden law gave on pile of colorful book

Fewer Law School Applicants and Enrollments

It’s not surprising that interest in law school has started to cool off. The number of accredited law school applicants have dropped for the last three years, the Washington Post reported. This year it was down 13.4 percent from 2012. The number of people actually enrolling in law schools has dropped correspondingly. In 2011, there was a 7 percent decline in enrollment from the previous year, the first substantial drop in 10 years.

Jobs and Loans

“The Lawyer Bubble: A Profession in Crisis” by Steven Harper reported that when the most recent law school class graduates, there will be at least twice as many new lawyers as there will be jobs available for them, according to Bloomberg Businessweek. These are terrible odds, especially considering the large debt that many law students take on. While some students may use personal or small business credit cards for items such as books and supplies, the bulk of expenses will be for tuition and housing. Many students have to take out six-figure student loans, which can turn into heavy burdens if the graduates are unemployed or underemployed. Considerations like these are convincing many potential law school applicants to look into other careers.

Averages Can Be Misleading

While the statistics are dire, the averages conceal wide discrepancies in salaries of new lawyers. In a survey of law school graduates in the class of 2006, conducted by the National Association for Law Placement, the average starting salary was $80,000, Payscale.com points out. The most common salary, however, was $42,000, closely followed by $135,000, which shows that many graduates were getting hired at polar opposites of the salary range.

Furthermore, the results of the survey were artificially high because it only took into account those graduates who were working full-time as lawyers. The survey didn’t account for graduates who were unemployed or working in lower paid part-time and/or contract positions, such as document review, which can pay as little as $25 an hour, or in positions not related to law at all. In addition, the survey only counted those graduates who voluntarily reported their salaries. Since higher earners are more likely to report their salaries, this also skews the results.

Where students go to school also matters, with graduates of some prestigious schools earning significantly more than the norm.

Is There Hope for the Future?

Despite all the gloom and doom, Shawn P. O’Connor at U.S. News and World Report thinks this might be a good time to apply to law school, especially for people interested in practicing international law, where the need for lawyers is growing. Because there are fewer applicants, those applying could have less competition, at least at schools that haven’t reduced the size of their entering classes. Also on the plus side is that big law firms have already started increasing their hiring and should continue to do so as the economy improves.

How Humans Work: Careers in the Mental Health Industry

The Bureau of Labor Statistics reported that overall employment for psychology jobs is expected to grow faster than average over the next decade. The overview, of course, is different depending on the degree and specialty.

Psych careers will be most abundant for those with a doctoral degree within a applied specialty, such as healthcare, educational psychology or an early childhood education degree. Academia and research is also expected to steadily increase for Ph.D.s. So career-seekers looking for a meaningful profession will find plenty of opportunity in this growing career field.

You need a job in psychology … read below for more information.

Mental Health Counselor

Often working with patients suffering from disabilities, mental health counselors help people sift through the personal, behavioral and social effects of mental ailments. Counselors are on the front lines of interaction with patients, listening to stories and offering a professional perspective and a personal word of encouragement. Mental health counselors work for schools, community agencies, substance abuse programs and other community-related fields.

Requirements: Academic requirements vary depending on the position, but most mental health counselors pursue a masters degree in their field. Mental health counseling programs offer courses specifically designed to equip counselors in real-world situations.


Psychiatrists perform a broad range of techniques to treat patients. Psychoanalyst is just part of a job that also includes biological, therapeutic and social treatments. Psychiatrists serve as the resident experts for the mind/body/brain interface, according to Explorehealthcareers.org. Unlike general psychology, psychiatrists can administer medication to address mental illness. They’re in demand, probably because of the rigorous amount of schooling it takes to gain this lofty status.

The path to psychiatry starts in medical school. A post-graduate residency training follows before a candidate can gain status as


a psychiatrist. After this four-year training, candidates must become certified in a one-year program studying a sub-specialty. Categories include child and adolescent psychiatry, geriatric psychiatry, addiction psychiatry, forensic psychiatry and psychosomatic medicine.

Requirements: All in all, psychiatrists amass 13 to 14 years of upper education before entering the field. According to Explorehealthcareers.org, psychiatrists make between $150,000 and $300,000.

Forensic Psychologist

A burgeoning wing of the justice system, forensic psychologist apply knowledge of human behavior in legal contexts. Forensic psychologists are often called upon to develop a psychological profile of a suspect or assist a witness’s credibility. In some cases, forensic psycho
Requirements: To gain this considerable influence, forensic psychologists must receive certification from the American Board of Forensic Psychology (ABFP). Applicants must have a doctoral degree in psychology, and at least 1000 hours of experience over a minimum of five years, according to abfp.org.logists’ testimonies determine whether a suspect is fit to stand trial.

Applicants must also complete written and oral exams demonstrating proficiency in the law, psychological practices and the ABFP guidelines.

Traditional College or Air Force? The Pros and Cons of Each

If you prefer dining on filet mignon, but your budget calls for fish sticks, you probably think your college choices are limited. Not so. Many of the most prestigious colleges have cost-free tuition programs for students from families with annual earnings under $60,000. In addition, joining the Air Force is viable option to gain valuable skills, an education and on-the-job training.

Although a traditional college career and a military service/educational package both put you on the right track for a successful future, there are some differences you should consider before enrolling.

Living and Lifestyle

Living on campus in a dormitory usually includes a meal card, which can be costly. Some students choose to live at home or share an off-campus apartment with friends to save money. Remember, if you live off-campus, you’ll have to pay your own utilities, grocery bills and transportation expenses.

Airmen that join the Air Force are provided up to four meals per day, if they choose to live in on-base housing units. All housing costs are covered. Shopping at grocery stores and department stores on base is less expensive and tax free.

According to the Air Force website, airmen living off-base receive monthly allotments to defray the costs of housing expenses based on rank, family size and where they live.

Many local, regional and national businesses offer discounts to military personnel. For example, some Toyota dealerships offer a rebate on the 2013 Toyota Avalon to active duty and reserve military men and women. Discounts on car rental, hotels, entertainment and books are also available, with the potential to save you hundreds of dollars each year. Consider it a perk, not a deciding factor.

Traditional Educational Options

Community colleges and technical schools typically offer the lowest tuition rates. Four-year college tuition fees vary drastically, depending on the geographical location and field of study you choose. If you qualify for financial aid, you can significantly reduce the cost of college. Some points to consider:

  • The maximum annual Pell Grant is approximately $6,000 and is limited to students with lower family incomes.
  • Most states offer need-based scholarships for resident students that either graduated from a state high school or relocated to the state and meet residency requirements.
  • Scholarships are available based on academic performance, field of study and exceptional abilities in non-academic areas.

According to CNNMoney.com, most schools that cover your tuition costs based on financial need do not cover living expenses; however, some offer laptops and additional funds for research.

You can try a cost-of-college calculator for your preferential schools.

Air Force Career/Educational Options

Unlike traditional students, airmen face rigorous physical training and potential deployment. Students receive a full-time wage, health insurance and paid leave that other college programs don’t offer.

The Air Force has numerous funding options for college students, including a benefit that pays up to $10,000 for student loan debt already accrued.

Airmen are automatically enrolled in an associate degree program at The Community College of the Air Force. Your job provides college credit and real-world experience to jump-start your career.

The Air Force Tuition Assistance program is voluntary. The program pays up to $4,500 each year and applies to off-base and on-base training. Some educational funding is transferrable to immediate family members.

There are pros and cons for both military and tradition educational opportunities. Deciding which path is best for you depends on your career objectives and lifestyle preferences

The Best Jobs for the Most Caring

Woman holding a red heart

One of the most difficult things for college students is deciding what you want to do when you grow up. Choosing a major and career path can be a difficult task. A great test to help you decide is a personality test. Certain personality traits can match up with specific careers. If you’re someone who loves to help others and is often referred to as a caring soul, a lover of all things or the sweetest person around, you should invest your skills into a career only the most caring of hearts can accomplish. In general, people with caring qualities tend to work in fields where they help others. Learn about the best occupations for people with an infinity for great communication and a caring nature.

Veterinary Technician

For animal lovers, a career as a veterinary technician can have you living a dream every day. Veterinary technicians make personal connections with both the animals they treat and their owners. Pet owners have strong bonds with their pets and only want the best treatment from the most caring people to help heal their furry family member.

According to the Bureau of Labor Statistics, veterinary technologists and technicians are on the rise as one of the fastest-growing occupations. It’s expected that the employment growth rate for this career will increase 52 percent by 2020, with the current median annual wage at $29,710.

Traveling Nurse

If you have a caring disposition, an affinity for medicine and a lust for travel, a position as a traveling nurse may be the right choice for your future. According to TravelNursing.org, taking a traveling assignment enables nurses to work in multiple locations while expanding their knowledge of different specialties. Most of the jobs at TravelNursing.org last between 8-26 weeks, so you have the freedom of exploring different locations and experiences with a compensation that usually includes retirement benefits, health and a housing allowance.

Elementary School Teacher

Compassion, an organized curriculum and a positive attitude can help transform kids into intellectual, emotional and sociable adults. Greatschools.org lists a teacher’s ability to build relationships and show that they care about their students on a personal level as one of the characteristics that makes a great teacher. According to the BLS, this rewarding career has a median annual salary of $51,380 with a growth rate expected to rise 17 percent by 2020.

Social Worker

Social workers care for people of all ages and backgrounds: from children in foster care and troubled teens to the elderly in nursing homes and those with drug and alcohol problems. According to Holland’s six personality types, the social personality is the type that ends up in humanitarian-focused professions like social work because of their ability of be generous and patient.


Every year, millions of people around the word make New Year’s resolutions to eat better, lose weight and go to the gym more in an effort to be an all-around happier and healthier person. As a dietitian, you can help people reach their dreams and fulfill their resolutions. It takes a caring, compassionate and sensitive person to be empathetic toward the needs and struggles of other people. If you pursue a career as a dietitian, you will create food and nutrition programs for people suffering from disease, eating disorders or individuals who need help eating right.

Is College for Everybody?

Originally writter October 6, 2011

Last night I was talking to my daughter and a couple of her friends.  They’re high school juniors and lately all they seem to want to talk about is college. One of Haley’s friends opened up to me that she’s worried she isn’t college material.  I could tell she’d been thinking a lot about it and was worried.  After all, kids and parents are programmed to believe that they have to graduate from college to be successful.

I don’t believe that. And some may disagree, but I told Haley’s friend not to think she has to go to college just because everyone else is or just because she thinks that’s the only path to success.  Not everyone is wired for the kind of education traditional universities offer.

I keep reading all the current statistics that there are far more college graduates than there are jobs. Young people have these huge college loans that they are essentially trying to live on because they can’t find a job.  Then, they can’t repay them.  Now economists predict that’s the next bubble to burst and wreak more havoc on our fragile economy, much like the housing market and foreclosures did a few years ago.

I mentioned lots of important jobs that don’t require a 4-year degree and I gave her examples of people I personally know who have done very well without a degree. I also told her how when I was looking to hire an assistant a few years ago, I started off interviewing recent college graduates.  Most had zero work experience, just really great college experiences on their parent’s dime.  They expected too much money and some had such a sense of entitlement.  Fearing they’d think they were above doing many of the things I do every day, I opted to interview our receptionist for the position. She hadn’t attended college but she had common sense and a great attitude.  She was eager to prove herself, and she got the job, worked hard, and it afforded her valuable experience that she used to get an even better job several years later.  I was proud of her.

These days, high schools seem to focus solely on college-readiness.  Instead I think they should be supporting students in determining the lives they want to live when they leave school and teach them how to research what the best path is & help them be prepared.  How many kids wind up in college and have no idea what they want to do, or have an unrealistic goal?  I don’t know a single marine biologist yet I’ve heard about 2 dozen teens tell me that’s what they want to do for a living.  (Sort of like all the crazy baseball parents who believe their superstar 12-year old kid will be in the majors one day. I don’t know any major league ball players either but I know about 100 lunatic parents who actually believed their kids would be.)

Don’t get me wrong.  I’m not saying kids shouldn’t have dreams.  I am saying they should research what they need to do to have the best chance of achieving their dreams and then they should focus and work diligently to get there. If college is part of getting there, then go to college, but it’s not always the only path.  Don’t just go out and borrow $100,000 and go away to school just because it’s what’s expected. Keep an open mind.

Haley wants to be a singer/songwriter which is a lofty (possibly unrealistic) dream that we will not discourage.  What we will do is insist SHE does research to see what steps she needs to take get there, research the drawbacks, be prepared for intense competition and rejection, talk to people in the industry, and have a backup plan.  If she wants it bad enough, she’ll do all those things and be persistent and unrelenting.  If she doesn’t, she’ll have her backup plan.

Ironically, I woke up this morning and heard of Steve Jobs passing.  One news report mentioned he dropped out of college, and I thought there you go.  Steve Jobs’ enormous, world-changing, success was a result of very hard work and passion, not a college education. As the kids were about to leave for school , I ran out the door to tell Haley’s friend hoping that knowing what Steve Jobs accomplished without a college degree might ease her mind, and open it.

Why I Think It’s Important for Teens to Work

This is my daughter, Haley, working at the UT v Fla game. She’s not smiling but she said she had a blast even though it was HARD work!

It helps me to remind myself why I went into this endeavor to help teens find jobs and so I decided to share with you, too.

First I have never aspired to be an entrepreneur, and I still don’t.  Launching this product and website and all the things associated with them has been daunting especially while also balancing a family with 2 teenagers (& 3  dogs), and a fulltime career.   Not enough hours in the day.

So why did I? The honest answer is because after stumbling across the idea of “Application Bling” when I was helping my own daughter find a job, it worked so well and there was nothing else like it on the market, I figured I better jump on it before someone else did.  Otherwise, I’d be kicking myself ten years from now when more Application Bling was sold than Silly Bands, and I’d be sick that someone else was delighting in its success.

But there’s another compelling reason, too.  (Get ready for my soapbox.)  I’m passionate about the importance of teenagers getting jobs. When teens learn responsibility and establish a good work ethic, it will positively affect not only their futures, but also the future of our nation.  As adults, they’ll have greater value for the things they’ve worked hard for and they’ll have better perspectives about finances and credit. How many teenagers really get the difference between $400 and $4,000? Our present economic culture is a very real consequence of too many years of expecting immediate gratification enabled by easy credit.  And easy bankruptcy.

I don’t pretend to be innocent in this.  We’ve spoiled our kids (and dogs) and provided them with way more than they’ll ever need, but that is all the more reason, we insisted they get jobs at 16 or earlier (referring to kids, not the dogs).  It’s time for them to learn what it takes to earn a dollar.  It’s so funny to hear our daughter beg for something she just “has to have”, and suddenly when we suggest she use her own money, she no longer wants it.  I so love saying, “You have money. You buy it.”

Whether or not a teenager pursues college, a blue-collar career, the military, stay-at-home parenting, their own business, or whatever, the important thing is for them to find something they’ll take pride in and do a good job. The millennial generation is faced with some big economic challenges. I’ll be proud to see them embrace an attitude of ownership and responsibility and if something we’re offering on this website and facebook page enables that, then it will all be worth it.